How to Save Money on Funeral Expenses

If someone you were close to recently passed away, there are numerous ways to save money on funeral expenses. A simple funeral can actually be very costly, especially if you don’t know what you are doing. This article will help you make the necessary arrangement for a deceased loved one without spending an exorbitant amount of money. If you are paying for everything out of your own pocket, these tips can be of great help.

Get help from the Government

If you are struggling to cover the cost of someone’s funeral, there are government schemes that you can turn to for financial assistance. The Social Fund can provide you with as much as £700 for burial fees. There is also the Bereavement Support Payment, which can give you up to £2,500 to help with covering the cost of your spouse’s funeral.

Go Basic

You can also choose to have a more basic funeral without flowers, a hearse and other things that can cost a lot of money. There are a number of plain caskets that are environmentally-friendly and don’t cost very much at all. While some people are hesitant to do this, it is something to consider if you are on a tight budget.

Forego Embalming

If you don’t plan on having your loved one’s body on display at the memorial service, you can choose to forego embalming. This can be a very effective way to save money on a funeral. Most people don’t even realize that this is an option, and it can help you save hundreds of pounds.

Cremation

Another good way to save money on funeral costs is to have your loved one cremated. This usually only costs a few hundred pounds, and it’s far cheaper than burying. You also won’t have to worry about choosing a casket to have your loved one buried in. This option has become very popular with people throughout the UK, and it is definitely the most economical. You will have a number of different urns to choose from.

Do it Yourself

The “do-it-yourself” approach to funerals has also become very popular, mostly because it is so much cheaper than hiring people to do everything. You can choose to have someone you know officiate the funeral/memorial service. You may also want to ask friends to bring flowers instead of spending a lot of money on them yourself. You always have the option of having the memorial service at home as opposed to in a church, which can run you a lot of money by the end. While this will require you to do some extra work, it could be worth it because of all the savings.

Look at Your Funeral Director Options

You should take the time to look into some of the different funeral directors and compare their fee. before deciding on anyone in particular. The more of this research you do, the easier it will be to save money. Not all of these professionals charge the same amount for their services, which is why you should do this research. It can be very helpful when it comes to keeping costs down for a funeral of a loved one.

Choose a Pre-Paid Funeral Plan

A pre-paid funeral plan can be a great way to get a respectable funeral for your deceased loved one without spending a lot at once. You can make instalments over a number of months until all of the fees have been completely paid off. Many funeral directors offer these plans, and it is a good idea to look into some of them. When you take the time to review these options, you should be able to find one that is right for you. One of the best things about these plans is that you can arrange everything in advance. This means that when your loved one passes away, you won’t have to worry about needing to make any decisions during your time of mourning.

Donate the Body

One final option you should consider is donating the person’s body to a medical school. This option appeals to a lot of people, as the deceased person will be used to potentially make important advances in medicine. This can help you save a ton of money on a funeral, and you will be doing something good for society at the same time.

Final Thoughts

If you are in charge of making funeral arrangements for a recently deceased loved one, it is important to keep all of these money-saving tips and options in mind. They can be very helpful with saving you money while allowing you to take care of all the necessities in this sort of situation. The fact is that a funeral doesn’t have to be extremely costly, especially if you know what your options are like.

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